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Ditch debt. Rewire your mind. Rewrite your future.
debt
ditcher academy
Debt Ditcher Academy is the 8-week breakthrough your finances have been begging for. You’ll ditch the debt, rewire your money mindset, and finally break up with financial shame for good. We’re not here to cut out lattes. We’re here to build a system that works, feels good, and sticks.
Your time
is now
You’ve worked hard, yet debt keeps pulling you back. The credit card balances, the student loans, the car payment… it feels like you’re running on a treadmill that never stops.
You’re not alone. Most women carry debt in silence, feeling shame or second-guessing every decision. Traditional advice tells you to cut lattes or follow strict budgets, but that only leaves you feeling deprived and defeated.
The truth? Debt isn’t proof you’re bad with money. It’s proof you’ve been playing by outdated rules.
Debt Ditcher Academy is here to flip the script.
This isn’t about cutting lattes or living in financial lockdown.
It’s about sipping your favorite iced matcha while your debt payoff plan runs in the background.
It’s about checking your bank app after Pilates and feeling proud, not panicked.
It’s about replacing shame with strategy and getting out of the red without shrinking your joy.
Inside DDA you'll:
Build a debt payoff plan that works with your life, not against it
Finally understand the spending patterns that keep tripping you up and shift them for good
Find and free up hidden money without giving up the things you love
Learn ways to increase your income without hustling harder so you can accelerate your progress
Become the woman who confidently makes money moves, books the dream trip, and builds wealth on her terms
your 8 week roadmap
Debt, Decoded
Understand the full picture of what you owe, prioritize what to tackle first, and finally feel clarity instead of chaos when it comes to your numbers.
Psychology of Spending
Identify your emotional spending triggers (like stress, boredom, or FOMO) and learn how to interrupt them so your purchases actually align with your goals.
Identity Upgrade
Shift from “I’m bad with money” to your rich girl era. Rewire your beliefs so your actions match the empowered, debt-free version of you you’re becoming.
Expense Detox
Track, trim, and take back your money. We’ll uncover sneaky money leaks so you can reallocate that cash and start making space to breathe again.
Spend on Purpose
Design a values-aligned spending plan that lets you enjoy life and make progress, no guilt, no restriction, just a plan that works with your lifestyle.
Road to Zero
Plug everything into your custom payoff plan and walk away with an exact timeline to debt freedom. This is where overwhelm turns into obvious next steps.
Wealth Accelerator
Learn how to increase your income without hustling harder and use every extra dollar like an accelerator speeding up your timeline and expanding your freedom.
Rich Girl Rituals
Lock in the habits, routines, and mindset that keep you debt-free for life. This is where we future-proof your plan and anchor in your new money reality.
Most programs teach one piece of the puzzle:
Most programs give you a budget template and send you on your way. DDA is different because it transforms the way you relate to money, builds a plan that actually fits your life, and surrounds you with the support to follow through.
Create a personalized debt payoff plan that’s realistic and effective. No cookie-cutter spreadsheets, your roadmap is tailored to your balances, your income, and your goals.
Strategy
Weekly coaching and a supportive community to keep you on track. Because trying to do this alone is what keeps most people stuck.
accountability
Step into the version of you who makes confident, debt-free decisions. You’ll rewrite your money story so paying off debt feels like an empowering choice, not punishment.
identity
My Road to Zero Started at -$70K
Hi, I’m Madison! I moved out at 17 and have been financially responsible for myself ever since. I worked multiple jobs to put myself through college, climbed the corporate ladder early, and thought earning more money would solve all my problems.
By 25, I was making six figures but I was also $70K in debt. I carried the weight of shame, stress, and the belief that maybe I just wasn’t good with money.
The truth? I wasn’t broken. I was following the same outdated rules most of us are handed.
Once I shifted my mindset, built a plan that actually aligned with my values, and committed to becoming debt free, everything changed. I ditched the $70K, started investing, grew my net worth to over $200K+, and now help women like you create their own road to zero and beyond.
wins from past clients
“I have learned so much about money since working with Madison. I've never felt embarrassed to share the debt I have, the questions I have about money, and she has always come up with helpful and easy solutions to implement into my life to help me change it for the better. I'm getting out of debt because of her but now I'm in debt to her because of all this amazing help she's been able to give me.”
-Lilly
“I have been able to cut some of my monthly bills in half. I've been able to stick to a plan of getting out of credit card debt. I've been able to set up a high yield savings account. I've figured out what I'm contributing to my 401k. So much has changed since I started working with Madison and I truly couldn't have done it without her knowledge and encouragement.”
—Emily
what's included in
Debt ditcher academy:
8 live weekly group coaching calls
Teaching, hot seats, and Q+A each week. You will leave every call with next steps, not homework confusion. Replays are uploaded within 24 hours so you never fall behind.
4 additional office hours for Q+A
Bring your numbers, your plan, and your questions. Get eyes on your worksheet and quick feedback so you keep moving between sessions.
The Road to Zero toolkit
Workbooks, checklists, negotiation scripts, payoff calculators, and progress trackers. Plug in your balances and see your payoff timeline. Use the scripts to lower bills, cancel subscriptions, and free up cash fast.
Private community for connection
A members-only space to meet women on the same journey, share wins, celebrate milestones, and keep each other motivated between calls.
Lifetime access to replays and resources
Revisit any module as your life changes. Update your plan, refresh your scripts, and keep stacking wins long after the eight weeks end.
This is for you if…
You’re tired of juggling minimum payments and want a clear, step-by-step debt payoff plan that feels doable.
You’ve tried budgeting apps or spreadsheets but nothing has stuck and you want a system that works for your real life.
You’re ready to stop feeling ashamed about debt and start feeling empowered with money.
You want to understand the why behind your spending so you can finally break old cycles for good.
You crave accountability and community so you don’t have to do this journey alone.
You’re ambitious, motivated, and ready to create the version of you who is confident, debt-free, and building wealth.
$390 off when you enroll before 10/15
Ready to ditch your debt?
In 8 weeks you will go from guessing to knowing. From juggling payments to following a clear roadmap. From shame and stress to confidence and control. You will audit your debt, lock in a payoff strategy, cut money leaks, and find extra cash you did not know you had. You will have coaching in your corner and a community that keeps you moving.
If you want to watch balances fall, claim your peace of mind, and feel proud every time you check your accounts, this is your moment. Say yes to the plan that gets you to zero.
$497
regular price $888
exclusive $390 off pricing ends 10/15
Think about it: even one avoided late fee, one negotiated bill, or one month of interest saved can start paying this program back fast.
Looking for a payment plan option?
DM @newmoneymadison for a separate link for 2 payments of $297
🎁 BONUS 1:1
Strategy Session
YOUR ROAD TO ZERO
The first 5 women who join Debt Ditcher Academy before midnight on Sunday 10/5 get a private 1:1 call to strategize on your Road to Zero.
Together we’ll:
- Review your debt payoff plan step-by-step
- Spot any pitfalls before they trip you up
- Brainstorm creative ways to make your plan even stronger
- You’ll leave this session with a crystal-clear roadmap and the confidence to follow it through.
Normally $333
👉🏻 This bonus is limited to 5. Once the spots are gone, they’re gone.
17x
Did you know by only paying minimum payments on the average credit card balance it could take you 17 years to pay it off?
faq
What if I can’t make the live calls?
No worries, every coaching call is recorded and uploaded within 24 hours. You’ll have lifetime access to the replays so you can watch on your own time. There will also be additional office hours throughout the 8 weeks for more Q+A time.
How much time will this take each week?
Plan for about 2 hours per week. That includes the 60 min live coaching call and a 60 minutes for your homework assignment designed to move you closer to your goals without overwhelming your schedule.
Do I need to share my personal financial details in the group?
No. While the group setting was designed for you to have others to discuss your debt pay off journey with and make this chapter less lonely, you’ll never be required to share numbers publicly. The workbooks and exercises are for you, and you can share only what you’re comfortable with in the group setting.
What makes this program different from other budgeting courses?
Most programs only teach one piece, a budget template or mindset shift. DDA combines identity, strategy, and accountability. You’ll leave with both the plan and the support system to actually follow through. You are also surrounded by other women who are working towards the same goal and you will have a sense of community during and after your journey.
I have a lot of debt. Will this still work for me?
Yes. The formula works no matter the amount of debt you are in. The point is to build a personalized roadmap that matches your income, lifestyle, and goals.
What if I fall off track during the program?
That’s exactly why this is a group coaching program. You’ll have support, accountability, and coaching to help you get back on track quickly, no more starting over from scratch. You'll also have access to the videos for life and additional office hours to get additional support in.
Your debt doesn’t define you. You’re capable of breaking the cycle and creating a future that feels light, free, and aligned with the life you want.
The only question is: what would your life look like a year from now if you started your road to zero today?