Client desires to engage Coach to provide money coaching services for the purpose of financial education and personal development. These services may include, but are not limited to, developing a clear and actionable plan for their money, creating a values-aligned spending plan, identifying and addressing limiting beliefs around money, exploring strategies for debt repayment, saving, and investing, and setting measurable milestones to support financial and lifestyle goals. Client understands that all information provided by Coach is for educational and informational purposes only, and that Coach is not a licensed financial advisor, accountant, or attorney. No content or conversation should be interpreted as personalized financial, legal, or investment advice.

Client understands and agrees that while the program is titled New Money Millionaire, Coach does not guarantee or promise that Client will become a millionaire or achieve any specific financial outcome during or after the duration of this Agreement. Results vary based on individual effort, financial starting point, personal choices, and implementation. Client acknowledges that all coaching services are provided for educational and informational purposes only and that success in the program requires active participation and personal responsibility.

In order to carry out these purposes, the Parties agree as follows:

Coach agrees to perform the following Services for Client, which include:

• Coach will also provide curated homework and exercises based on session topics to support Client’s progress between calls.

Client understands and agrees that Coach’s services are limited to the Scope of Work detailed in Section I of this Agreement. 

The Parties agree to engage in a Coach-Client relationship with video meetings every other week for 6 months. The meetings shall be 60 minutes. Coach will provide support to Client by telegram between scheduled meetings 

Cost of Services:  Client agrees to pay Coach $5,000 for the services listed in the Scope of Work, detailed in Section I of this Agreement. 

Fee Schedule: Client shall pay Coach either a one-time payment of $5,000 or 6 monthly installments of $888 totaling $5,328. Preference remains up to the Client but shall be paid at time of reserving coaching spot and prior to the first call.

Due Dates: Payments are due on their original due date despite any delays in meetings.

Refunds: Coach does not offer refunds. Client agrees to pay the total project price agreed upon herein this Agreement.

Default: Coach shall have the right to stop meeting with Client if payments are not made to Coach as outlined in this Agreement. 

Late Fees: Payments that are more than 5 days late incur an additional cost of $50 After the initial late fee, client will incur an additional $100 each month until full payment is rendered plus any additional late fees Client incurred.  

Termination before Completion: If this Agreement is terminated before the coaching relationship is complete, Coach shall be paid for all the work completed up to the date of termination.  

Meetings: The time and manner of coaching meetings will be determined by Coach and Client at a mutually agreed upon time. It is the Client’s responsibility to be available at the agreed upon time. After 10 minutes, the session is considered forfeited and will not be rescheduled or refunded. 

Rescheduling: Client must make every effort to meet at the mutually agreed upon time. Client must provide Coach 48 hours advance notice to reschedule a meeting. Client may contact Coach at any time to reschedule a meeting. 

Communication: Client understands that thorough communication is of the utmost importance throughout the coaching process. The Coach cannot effectively assist the Client without Client’s cooperation. Client agrees to communicate honestly with Coach, provide Coach with any requested information related to the coaching process, be open to feedback and assistance, and actively participate in the coaching process. 

Effort: Client understands that coaching is a comprehensive process that may involve various aspects of Clients life, including but not limited to: health, finances, business, relationships, education, etc. Client understands and agrees that it is ultimately the Client’s choice on how to handle issues surrounding different aspects of Client’s life. Client understands and agrees that incorporating coaching principles and implementing choices is exclusively the Client’s responsibility.  

Parties promise and agree to:

For purposes of this Agreement, Confidential Information includes, but is not limited to: Coach created courses, any plan or documents used by Coach in the course of the Coach-Client relationship and any other information designated as confidential by the Parties.

Information is not confidential if it is generally available or known within the internet industry, it is in the public domain, it was known to either party before this Agreement was entered into, it was independently received by either party from a third party, or it was developed independently by the Coach or Client.

Coach retains full ownership of all intellectual property, materials, processes, and content provided throughout the program, including any custom resources, tools, or worksheets. Client is granted a non-exclusive, non-transferable license to use these materials for personal use only. No content may be shared, duplicated, or distributed without express written consent from Coach.

Coach warrants and represents that it will not knowingly violate the intellectual property rights of any third party in its performance of the Services. The Client warrants and represents that any content or information provided to the Coach to facilitate the performance of the Services shall not violate the intellectual property rights of any third party and shall indemnify the Coach against any claim that results from the provision of such allegedly infringing content or information.

Client understands and acknowledges that coaching does not involve the diagnosis or treatment of mental disorders and should not be used as a substitute for health care. It is the Client’s exclusive responsibility to seek such independent professional guidance as needed.

Except as expressly provided in this Agreement, Coach makes no guarantees, representations, or warranties of any kind of nature, express or implied with respect to the coaching services agreed upon and rendered. Coach shall not be liable to Client for any indirect, consequential, or special damages. Notwithstanding any damages that the Client may incur, Coach’s entire liability under this Agreement, and the Client’s exclusive remedy, shall be limited to the amount actually paid by the Client to the Coach under this Agreement for all coaching services rendered through and including the termination date.

The Client acknowledges that the Coach is not a licensed Financial Advisor, Accountant, or Attorney. All information, guidance, and strategies provided during coaching sessions are for educational and informational purposes only and are not intended as financial, legal, or investment advice. The Client is solely responsible for their financial decisions and outcomes and is encouraged to seek independent professional advice regarding their specific financial, legal, or tax situation.

There shall be no assignment of obligations. Neither party may assign any of its respective obligations under this Agreement without the express written consent of the other party.

Any notices required or permitted to be given hereunder shall be given via email to [email protected] Any notice shall be effective upon delivery.

Either party may terminate this contract at any time for any cause before completion of the contract. To terminate, either party must give 30 days advance notice to the other in writing. If this Agreement is terminated before all services are rendered, no fees will be refunded and Coach shall be paid for all the work completed up to the date of termination. All rights granted to Coach under this agreement survive termination of this Agreement. Client understands that the coaching container is a commitment and agrees that no portion of fees paid will be refunded for partial participation or unused sessions.

This Agreement may be modified or amended at any time and from time to time, but any modification or amendment must be in writing and signed by each party.

If any term, provision, covenant, or condition of this Agreement is held by a court of competent jurisdiction to be invalid or unenforceable, the rest of the Agreement shall remain in full force and effect and shall in no way be affected or invalidated.

In the event either party is unable to perform its obligations under the terms of this Agreement because of, including but not limited to: acts of God, strikes, government restrictions, communicable diseases, epidemics, pandemics, national disasters, or other causes reasonably beyond control, such party whose performance is affected shall notify the other party of the Force Majeure Event and its impact on performance under this Agreement. The party whose performance is affected shall use reasonable efforts to resolve any issues resulting from the Force Majeure Event to perform obligations under this Agreement. The party whose performance is affected shall not be liable for damages to the other party for any damages resulting from such failure to perform or otherwise from such causes

This Agreement, including all Exhibits, Appendices, and Attachments, contains the entire agreement of the Parties relating to the rights granted and obligations assumed in this Agreement. Any oral representations or modifications concerning this instrument shall be of no force or effect unless contained in a subsequent written modification signed by the party to be charged.

For the convenience of the Parties, this Agreement may be executed in any number of separate counterparts, each such counterpart being deemed to be an original instrument, and all such counterparts will together constitute the same agreement. Executed signature pages to this Agreement may be delivered by facsimile and such facsimiles will be deemed as sufficient as if actual signature pages had been delivered.

Client agrees to not take any actions and refrain from making any statements, whether oral or in writing, that negatively impact the Coach’s business, services, products, or reputation.

If any dispute arises out of or related to a claimed breach of this Agreement or any other disagreement of any nature, type or description regardless of the facts of the legal theories which may be involved, such dispute shall be resolved by binding arbitration by a single arbitrator in the State of Arizona. If Coach is deemed the successful party to the dispute, Coach will be entitled to costs and fees incurred in resolving or settling the dispute, in addition to any other relief to which Coach may be entitled. The Parties agree to waive their right to a jury trial. Parties further agree that prior to arbitration,  both Parties will make a good faith effort to resolve the dispute without the necessity of outside intervention. Client further agrees that in order to be considered “a good faith effort,” Client must give Coach written notice of any dispute about costs, fees or expenses within three (3) days of the date Client receives the Coach’s invoice. 


This Agreement shall be governed, construed, and interpreted in accordance with the laws of the State of Arizona. Both Parties agree to submit to the jurisdiction of and venue in the State of Arizona. Should any claim or controversy arise between the Parties under the terms of this Agreement, such a claim or controversy shall be resolved only in the State of Arizona.